DO I NEED SECONDARY INSURANCE?
Supplemental, extra, secondary, and sidekick plans are all other ways to describe supplemental insurance. The bottom line- it gives you options for covering extra expenses.
It is a good idea to evaluate your risk factors to determine if you need this type of ancillary insurance.
- Is your deductible is greater than your savings account?
- Will your savings account cover being off work due to an injury or illness?
- Do you have money to take care of your children in the event you are injured?