Home Insurance

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Covering your house from unexpected events, such as fire, theft, structural issues, and severe weather.

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HOME INSURANCE

Covering your house from unexpected events, such as fire, theft, structural issues, and severe weather.

GET HOME INSURANCE

Home insurance covers a variety of circumstances.

DWELLING COVERAGE

Covers the structure from damage, such as fire, smoke, storms, and vandalism.

Understanding property insurance.jhmagency20202020-11-03T20:40:15+00:00

Understanding property insurance.

There are three types of property insurance coverage:

Replacement cost – covers the cost of repairing or replacing property at the same or equal value.
Actual cash value – coverage pays the owner or renter the replacement cost minus depreciation.
Extended replacement costs – this type will pay more than the coverage limit if the costs for construction have gone up, usually has limits.

PERSONAL PROPERTY

Protecting the belongings and possessions within the home and property. This is a large portion of your home’s coverage.

LIABILITY INSURANCE

Covers you regarding damages in case of accidents that injure others in and around your home.

Determine if you need extra liability coverage.jhmagency20202020-11-03T20:46:17+00:00

Determine if you need extra liability coverage.

Also known as “comprehensive personal liability insurance”. This type of insurance protects you and your household members against claims resulting from injuries and damage to other people or their property.
Usually purchased with a homeowner’s policy, but it can be bought separately.

VALUABLE ITEMS

Homeowners may need additional coverage for high-priced items such as jewelry, electronics, or firearms.

Important information to help you protect your home.

FREE Insurance Analysis

With a few quick questions, I evaluate your personal situation and provide a complete beneficial insurance analysis that meets not only your specific needs but also your budgetary requirements.

Contact me for a Complimentary Analysis.

SAVE more with Bundle Packages

Insurance companies offer lower premiums if you choose more than one insurance plan. As an incentive, they provide discounts that could save you money.

Let’s talk about your home insurance needs.

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Let’s connect and discuss your home insurance needs.

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